The Russian Union of Insurers approved draft amendments to the rules of professional activity, which regulates the provision of PCA members forms CTP insurance policies and the use of these forms. Under current rules, insurers ' avtograzhdanki ... Earlier, the companies who are in fifth -risk forms do not shipped, because of which there were numerous complaints. FAS insisted that even the five groups of insurers provide minimum balance. Now for the companies in this category of risk ( except in the case of suspension of the license ) is provided to maintain the balance of the forms without the possibility of increasing the insurance portfolio. The balance is calculated based on the data for the last 4 months. PCA was forced to make concessions to the FAS, however, according to vice-president of PCA floorboards Nikitina, nedovolsto expressed most often by unscrupulous insurers.
Obtaining additional forms for companies 4 and 5 are now at risk (with the consent of the FAS ) is possible only under the bank guarantee, while companies from Groups 2 and 3 have a choice - either a bank guarantee or a deposit for the first group, we recall, is set .
It will also set the term of a bank guarantee to be provided by market participants to obtain additional forms of circulation. It will be two years regardless of risk category assigned to the company.
In addition, SAR adjusted the basis for classifying companies in a particular risk. Thus, the performance indicators are excluded, and the proportion of motor performance (transport) insurance and the proportion of CTP correlated with loss coefficients and the proportion of accounts receivable.
Soon, CTP insurers will be responsible for their brokers, the change in the rules of professional activity, introduced the Russian Union of Insurers.
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